Coastal Capital Partners










Merchant Cash Advance

Are you a retailer in need of expansion capital but unable to provide sufficient collateral to qualify for a bank loan?  If so, you may find the solution to your growth capital needs with a Merchant Cash or ACH Advance.

A Merchant Cash Advance or ACH Advance is not a true loan but rather an advance of cash based on repayment from future credit card or cash sales.  It is a commonly used financial tool for the purchase of equipment or expanding a facility.  The types of companies that utilize Merchant Cash Advances as a method of financing include:

A Renewable Source of Funding

Although Merchant Cash and ACH Advances can be considered slightly expensive forms of business finance, there is considerable risk in the transaction for the provider so the expense is understandable.  It is also important to note that industry statistics evidence nearly two out of every three businesses opting to utilize this type of funding, renew their advances a second and even third time for working and expansion capital until they can qualify for a more traditional and less expensive type of financing.

Find Out More

One of the best ways to further explore this powerful small business finance tool and to see if its right for you and your business is to request our FREE booklet, "When Banks Say NO!...The Small Business Guide to Factoring."  Its FREE, from Coastal Capital Partners.  Click below to order.